# Polymatic – Terms of Service

**Effective date:** November 3, 2025\
**Contracting entity:** Socialcap AB (“Polymatic,” “we,” “us,” or “our”)\
**Company number:** 5592202617 (Sweden)\
**Registered office / mailing address:** Katarinavägen 15, Stockholm, Sweden\
**Contact (support & DMCA):** <polymaticai@proton.me>

**Official sites :** polymaticai.com • app.polymaticai.com\
**Token:** Polymatic ($LTERN) on Solana — mint: A6YR7x85gYP8Dgpq39wLLayocFy17vkaJCBaSgHgkoRw

By creating an account or using any Polymatic website, app, API, or feature (the “Service”), you agree to these Terms.

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### 1) Definitions

* **Account:** Your registered user profile.
* **$LTERN / Token:** A cryptographic utility token associated with learn-to-earn rewards.
* **Rewards:** Points, badges, streak bonuses, tokens, and similar promotional benefits.
* **Wallet:** A third-party or self-custody crypto wallet you connect to the Service.
* **Content:** User-submitted and AI-generated text, images, data, or other materials.

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### 2) Eligibility

* You must be 18 years of age or older.
* You may not use the Service if you are subject to sanctions or in jurisdictions where use is illegal.
* You confirm your information is accurate and kept current.

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### 3) Accounts & Security

* One natural person = one Account; no multi-accounting or impersonation.
* Keep credentials and wallets secure; you’re responsible for all activity on your Account.
* Report unauthorized access to <polymaticai@proton.me>.

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### 4) Educational & AI Disclaimers

Polymatic offers educational tools and AI-generated outputs. We do not provide professional advice (legal, medical, financial, etc.). AI outputs may be inaccurate or incomplete; verify important information independently.

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### 5) Learn-to-Earn & Rewards

#### 5.1 Program Overview

* Total supply: 1,000,000,000 LTERN.
* Allocations: Learners 60% (600M), Team 15% (locked 1 year, then linearly over 4 years), Treasury 15% (150M), Liquidity 10% (100M; Solana DEX liquidity planned from January 1, 2026).
* Quarterly distributions: Rewards come from a decreasing quarterly emission of the learner pool and are allocated pro-rata to participant activity each quarter.

#### 5.2 How You Qualify

* Earn points while learning; points determine your share of each quarterly airdrop.
* Minimum 10,000 points required to qualify for an airdrop. If no wallet is connected at the time of a snapshot or distribution, points roll over to the next quarter.

#### 5.3 Claims & Expiration

* You must claim tokens within 180 days of when a quarter’s airdrop becomes claimable; unclaimed allocations are void and may return to Treasury.

#### 5.4 Anti-Gaming & Fair Use

You must not use bots, scripts, emulators, click-farms, self-referrals, multi-accounts, device manipulation, or any tactic to simulate learning or inflate activity. We may reduce, deny, freeze, claw back, or void Rewards and suspend or terminate Accounts engaged in abuse. Our detection approach may consider timing anomalies, repetitive patterns, progression, comprehension checks, and depth signals.

#### 5.5 Token Nature & Taxes

* Not an investment: $LTERN is a utility reward; no promise of price, profit, or exchange listing.
* You are responsible for all taxes and reporting tied to Rewards.

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### 6) Wallets, On-Chain Activity & Fees

* Polymatic is not a custodian; you control your Wallet, keys, and seed phrase. We cannot recover lost access.
* On-chain transactions are irreversible and may incur network fees.
* We are not responsible for network outages, forks, smart-contract issues, or third-party wallet failures.

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### 7) Acceptable Use

You agree not to:

* Break the law, violate IP rights, or invade privacy.
* Post or generate content that is illegal, hateful, harassing, exploitative, or sexually explicit (especially anything involving minors), or that promotes self-harm or violence.
* Probe, scan, or attack our systems; circumvent security; or spam.
* Game leaderboards, referrals, streaks, or Rewards (see Section 5.4).

We may remove content, limit features, or terminate Accounts to protect users and the Service.

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### 8) User Content & License

* You retain your rights to Content you submit.
* You grant Polymatic a worldwide, non-exclusive, sublicensable, royalty-free license to host, store, reproduce, adapt, publish, translate, and display your Content to operate and improve the Service.
* You represent you have necessary rights and permissions for your Content.
* AI outputs may be non-exclusive; similar outputs can appear for others.

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### 9) Fees & Subscriptions

Polymatic is currently free. We may introduce optional paid features later; if we do, we’ll display pricing, renewal terms, and any refund policy before purchase. Right now there are no paid features.

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### 10) Third-Party Services

The Service may link to or integrate third-party wallets, blockchains, or sites. We don’t control or endorse them and aren’t responsible for their actions, terms, or privacy practices. Use them at your own risk.

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### 11) Intellectual Property

Polymatic names, logos, code, and design are our property or our licensors’ and protected by law. You may not copy, modify, reverse-engineer, or create derivative works except as permitted by applicable law.

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### 12) Copyright/DMCA

To report alleged infringement, email <polymaticai@proton.me> with: your contact details; identification of the work and the material claimed to infringe (URL or description); a good-faith statement under penalty of perjury; and your signature. We may remove material or disable Accounts for repeated infringement. You may also send postal notices to the address above.

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### 13) Privacy

Your use of the Service is also governed by our [Privacy Policy](https://polymatic-1.gitbook.io/terms-of-service/privacy-policy). We process data to operate the Service, detect abuse, personalize learning, and comply with law.

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### 14) KYC/AML & Sanctions

We do not require KYC/AML to use the Service or claim Rewards. If required by law or to comply with sanctions, we may request limited information to meet those obligations.

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### 15) Suspension & Termination

You can stop using the Service anytime. We may suspend or terminate your access (with or without notice) if you violate these Terms, pose risk, or if we discontinue the Service. On termination, licenses you granted continue as needed for backups and legal compliance. Rewards obtained through abuse may be voided.

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### 16) Disclaimers

THE SERVICE AND CONTENT ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND (INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AVAILABILITY, SECURITY, OR ACCURACY). WE DO NOT WARRANT BLOCKCHAINS, ON-CHAIN TRANSACTIONS, OR THIRD-PARTY SERVICES.

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### 17) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, POLYMATIC AND ITS AFFILIATES, DIRECTORS, EMPLOYEES, AND PARTNERS ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL. OUR TOTAL LIABILITY FOR ALL CLAIMS IS LIMITED TO THE GREATER OF €100 OR THE AMOUNTS YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT.

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### 18) Indemnification

You agree to defend, indemnify, and hold harmless Polymatic and our affiliates, officers, employees, and agents from claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of your Content, your use of the Service, or your violation of these Terms or law.

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### 19) Changes

We may update the Service and these Terms from time to time. If changes are material, we’ll provide reasonable notice (email or in-product). Continued use after the effective date means you accept the updated Terms.

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### 20) Force Majeure

We’re not responsible for delays or failures caused by events beyond our reasonable control (including network outages, DDoS, acts of God, labor disputes, war, epidemics, regulatory changes, or blockchain disruptions).

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### 21) Governing Law & Venue (Sweden)

These Terms are governed by Swedish law, excluding conflict-of-law rules. Disputes will be resolved in the courts of Stockholm, Sweden, except where mandatory consumer protections allow proceedings in your country of residence. No mandatory arbitration; consumers retain their non-waivable rights.

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### 22) General

* **Entire Agreement:** These Terms are the entire agreement between you and us about the Service.
* **Severability:** If any provision is invalid, the remainder remains in effect.
* **No Waiver:** Failure to enforce a provision is not a waiver.
* **Assignment:** You may not assign these Terms; we may assign to an affiliate or successor.
* **Language:** If we provide translations, the English version controls in case of conflict.
